Homeowner Support

Protect Your Home. Lower Your Costs. Plan for Your Family’s Future.

AGIF of My City Is My Home helps homeowners understand property taxes, homestead exemptions, Transfer on Death Deeds, inherited property, foreclosure concerns, and homeowner resources.

What do you need help with?

Property Tax Protest Help

Think your property value is too high? Property owners have the right to protest their appraised value each year.

We help connect Texas property owners with professional property tax protest representation through our trusted partner, ProtestTax.

Free full-service representation may be available for qualifying owner-occupied homesteads valued at $200,000 or less and qualifying 100% disabled veterans.

Homestead Exemptions

A homestead exemption can lower the taxable value of your primary residence and may reduce your property tax bill.

You should check your exemption status if:

• You own and live in your home
• You recently bought your home
• You are age 65 or older
• You are disabled
• You are a disabled veteran
• Your spouse passed away and you may qualify for a surviving spouse exemption
• You are not sure whether your exemptions are active

Transfer on Death Deeds

A Transfer on Death Deed, often called a TODD, may help pass real estate to a beneficiary after death without going through probate.

A TODD does not take away your ownership rights while you are alive. The beneficiary does not own the property until after your death.

Important: A TODD is a legal document. We are not attorneys, and this information is not legal advice. Please speak with an attorney before signing or filing a deed.

Property Tax Debt Relief

We are developing a Property Tax Debt Relief Program to help low-income senior homeowners at risk of losing their home because of delinquent property taxes.

This program is intended to help qualifying seniors cover the down payment needed to start a property tax payment plan.

You may qualify if you:

• Live in Bexar County
• Have a homestead exemption
• Have an active property tax judgment or serious delinquency
• Are age 65 or older
• Can afford monthly payments but cannot afford the upfront down payment

No repayment is required for qualifying assistance. This program is designed to prevent home loss, not create more debt.

Before You Sell Your Home

Do not let a predatory investor pressure you into selling your home for less than it may be worth.

Before signing anything, consider speaking with a trusted real estate professional, attorney, housing counselor, or family member.

You may need help if:

• Someone is pressuring you to sell quickly
• You received a low cash offer
• You inherited a property and do not understand your rights
• You are behind on taxes or mortgage payments
• You are facing foreclosure
• You need repairs and believe selling is your only option

Homeowner Workshops

AGIF of My City Is My Home offers homeowner education and outreach for neighborhoods, churches, senior groups, veteran organizations, HOAs, and community partners.

Workshop topics may include:

• Property tax protests
• Homestead exemptions
• Over-65 and disabled homeowner exemptions
• Disabled veteran property tax benefits
• Transfer on Death Deeds
• Inherited property issues
• Avoiding predatory home-buying offers
• Homeowner resource navigation

Forms, Links & Videos

These resources can help homeowners learn more about property taxes, exemptions, Transfer on Death Deeds, and available housing support.

Homeowner Education Videos

These videos explain common homeowner topics, including property tax protests, homestead exemptions, and Transfer on Death Deeds.

Need Help But Not Sure Where to Start?

Use Housing Helper or contact us. Housing Helper is a free tool that can help residents understand common housing and homeowner questions, including property taxes, foreclosure, inherited property, repairs, and local resources.

Housing Helper provides general education and referrals. It does not provide legal advice.

Homeowner Questions? Start Here.

Whether you need property tax help, exemption information, TODD education, or guidance before selling your home, contact us or use Housing Helper to find a starting point.

Disclaimer

Educational information provided by American GI Forum of My City Is My Home, also known as My City Is My Home, is not legal, tax, financial, or real estate advice.

We are not attorneys. Before signing a deed, selling your home, entering a payment plan, or making legal or financial decisions, you should speak with a qualified professional.

Program availability and partner services may change.